CHAPTER 13 CLIENTS:

ATTENTION!

ATTENTION! ATTENTION!

DO NOT DO RAPID REFUNDS, REFUND ANTICIPATION LOANS (SOMETIMES CALLED
ASSISTED REFUNDS), ETC.

The Trustee will automatically receive your income tax refund from the IRS,
pursuant to an order entered in the US Bankruptcy Court, so paying for a
quicker income tax refund is a waste of your money and time.

YOU CAN FILE YOUR INCOME TAX RETURN FOR FREE! If you earned less than
$57,000 in 2009, you can file your income tax returns for free:

http://www.irs.gov/efile/article/0,,id=118986,00.html?portlet=8

FILE YOUR INCOME TAX RETURN ELECTRONICALLY whenever possible, for it will expedite the processing of your income tax return. And if you prepare your
taxes yourself online, the electronic filing is also free.

REVIEW OUR ARTICLE ABOUT INCOME TAX REFUNDS for more details: May
TAX REFUNDS: a Blessing or a Curse?