At some point when you realized that bankruptcy is your best option is as if you are just deep in flood waters yet you still think you can swim to safety; you really at that point need a life raft .
It is quite easy for those in your social circle to paint bankruptcy as a point of shame but ignore that. You do not really want to further are in danger of the well enough your family because of something a . not very understanding friend believes.
Today medical bills
layoffs mortgage rates and student loans are affecting the middle-class like the swine flu. It is impossible support a family of 4 on a single income .Dependable transportation probably requires financing and many companies did not offer solid health plans. A comfortable life style requires a good amount of money that in this economy is not easy to come by. In my opinion most people put off the filing of a bankruptcy more longer than they should , which creates and augments household stress. Perpetual denial of the benefits of a bankruptcy only negate the laws very purpose which is to get a fresh start. Bankruptcy is about preservation . It uses the legal system to empower you you from losing everything. It is a powerful tool to keep items like your home and auto and wash your unsecured debt . Cashing in your retirement to pay unsecured debts is like having a bonfire with your money in your front yard.