Debt Problems?  We Can Help

At The Law Office of Mayer and Newton, bankruptcy is all we do. We have the most experienced debtor lawyers in the area who are ready to help you.

Filing for Bankruptcy in Knoxville

Certified Bankruptcy Attorneys Serving East Tennessee

Many debtors are facing the overwhelming burden of debts that they never have enough money to pay off. Unpaid debts can lead to several consequences, such as home foreclosure, repossession, wage garnishment, creditor harassment, civil lawsuits, and more. One solution for individuals who cannot repay their debts and are in danger of suffering from any of these repercussions is filing for bankruptcy.

While there are several chapters under the Bankruptcy Code, the two most common types of bankruptcy are Chapters 7 and 13. At The Law Offices Of Mayer & Newton, our certified bankruptcy lawyers in Knoxville have filed over 50,000 cases in the Eastern District of Tennessee. We have the knowledge and experience to help you make an informed decision about whether bankruptcy is right for you and which chapter you should file for.

Understand, bankruptcy is not right for everyone, which is why it is crucial that you speak with our experienced legal team before filing for bankruptcy. In addition, the filing process is complex, and it is important to make sure that things are handled correctly. Many people are denied on their bankruptcy applications because they did not have a skilled legal advocate guiding them. Don't let this happen to you.

Call (865) 328-7993 now for a free consultation. Our experienced, well-trained staff of paralegals is ready to assist you and can make an appointment that’s convenient for you.

Our Practice Areas

Discover the Best Option for You

If you are considering filing for bankruptcy in East Tennessee, please get in touch with The Law Offices Of Mayer & Newton. Our certified bankruptcy lawyers have offices in Knoxville, Morristown, and Sevierville. We provide experienced representation in a wide range of bankruptcy matters, including:

Why Choose Our Firm?

The Difference is Clear
  • Board Certified Bankruptcy Attorneys

    Our attorneys are among the most knowledgeable in East Tennessee and are Board Certified Bankruptcy attorneys.

  • $0 Down for Chapter 13

    We charge zero legal fees to start a Chapter 13 case.

  • $0 Down for Chapter 7

    We charge zero legal fees to retain our firm to represent you in a Chapter 7.

  • Affordable & Flexible

    We offer free consultations and take online payments for your convenience.

  • Over 50,000 Cases Filed

    We have successfully filed over 50,000 cases in the Eastern District of Tennessee.

  • Caring & Effective

    We have experienced attorneys and well-trained staff to ensure your case is handled effectively and with care.

Chapter 7 vs. Chapter 13 Bankruptcy

Get Started Today

It is important to understand the difference between two of the most common forms of bankruptcy, Chapter 7 and Chapter 13. Let’s begin with Chapter 7. This type of bankruptcy is often referred to as “straight bankruptcy” or “liquidation.” It primarily involves discharging or eliminating, your unsecured debts.

The benefits of Chapter 7 bankruptcy include:

  • It provides the ability to wipe out unsecured debt, including credit card bills, utility bills, advances on paychecks, and personal signature loans
  • It allows individuals to obtain debt relief relatively quickly, sometimes in as little as three months
  • It allows the debtor to keep assets that qualify as “exempt”
  • It does not involve monthly payments made to a trustee

Chapter 13, on the other hand, involves restructuring one’s debts. Filers can consolidate their debt into a single monthly payment over a three to five-year period. After successfully completing the repayment plan, all remaining debts will be discharged.

Some of the advantages of filing for Chapter 13 include:

  • Repay your debts over a longer period
  • Be required to pay less than owed
  • Keep your assets as you repay your debts
  • Stop creditor harassment
  • Delay or avoid home foreclosure
  • Prevent repossession of your property

Client Testimonials

Hear It From the People We Have Helped
  • I always left the office feeling encouraged. This office changed my life.

    “I can’t thank MN enough! After going to 2 other attorneys who were rude and unhelpful, I learned of the MN team and everyone on their staff is wonderful—patient, kind, and trustworthy. I always left ...”

    - Linda Luttrell
  • For something that I was totally nervous about, the process was very smooth and stress free the entire time.

    “Highly recommend this law firm! Kyle was very helpful and informative during the entire process. Very simple process! Kyle worked with me and made sure that I knew everything that I needed to know and ...”

    - Tyler Mynatt
  • I arrived almost in tears and I left feeling like the biggest weight had been lifted from me.

    “I went in scared drowning in debt & uneducated about bankruptcy. Everyone was amazing & professional kind, helpful no wait time no judgment they made me feel comfortable immediately. I met with ...”

    - Jessica Hildebrand
  • They set you down and talk about everything, and create a game plan and how to execute it!

    “Quick, efficient, and stress-free. Anyone who is considering filing bankruptcy would think it would be a highly stressful situation. Not with them! They set you down and talk about everything, and ...”

    - Tristan Fritts
  • Would strongly recommend their law firm if anyone is considering bankruptcy.

    “Before coming to them, I had tried another law firm in town, and that was a total waste of money. The office staff at Mayer and Newton is friendly, helpful, non-judgmental and professional in dealing ...”

    - Khai Lai
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Schedule a Free At-Home Consultation

For your convenience we offer free consultations over the phone or by video. Contact us today.

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