Debt Problems?  We Can Help

At The Law Office of Mayer and Newton, bankruptcy is all we do. We have the most experienced debtor lawyers in the area who are ready to help you.

Filing for Bankruptcy in Knoxville

Certified Bankruptcy Attorneys Serving East Tennessee

Many debtors are facing the overwhelming burden of debts that they never have enough money to pay off. Unpaid debts can lead to several consequences, such as home foreclosure, repossession, wage garnishment, creditor harassment, civil lawsuits, and more. One solution for individuals who cannot repay their debts and are in danger of suffering from any of these repercussions is filing for bankruptcy.

While there are several chapters under the Bankruptcy Code, the two most common types of bankruptcy are Chapters 7 and 13. At The Law Offices Of Mayer & Newton, our certified bankruptcy lawyers in Knoxville have filed over 50,000 cases in the Eastern District of Tennessee. We have the knowledge and experience to help you make an informed decision about whether bankruptcy is right for you and which chapter you should file for.

Understand, bankruptcy is not right for everyone, which is why it is crucial that you speak with our experienced legal team before filing for bankruptcy. In addition, the filing process is complex, and it is important to make sure that things are handled correctly. Many people are denied on their bankruptcy applications because they did not have a skilled legal advocate guiding them. Don't let this happen to you.

Call (865) 328-7993 now for a free consultation. Our experienced, well-trained staff of paralegals is ready to assist you and can make an appointment that’s convenient for you.

Our Practice Areas

Discover the Best Option for You

If you are considering filing for bankruptcy in East Tennessee, please get in touch with The Law Offices Of Mayer & Newton. Our certified bankruptcy lawyers have offices in Knoxville, Morristown, and Sevierville. We provide experienced representation in a wide range of bankruptcy matters, including:

Why Choose Our Firm?

The Difference is Clear
  • Board Certified Bankruptcy Attorneys

    Our attorneys are among the most knowledgeable in East Tennessee and are Board Certified Bankruptcy attorneys.

  • $0 Down for Chapter 13

    We charge zero legal fees to start a Chapter 13 case.

  • $0 Down for Chapter 7

    We charge zero legal fees to retain our firm to represent you in a Chapter 7.

  • Affordable & Flexible

    We offer free consultations and take online payments for your convenience.

  • Over 50,000 Cases Filed

    We have successfully filed over 50,000 cases in the Eastern District of Tennessee.

  • Caring & Effective

    We have experienced attorneys and well-trained staff to ensure your case is handled effectively and with care.

Chapter 7 vs. Chapter 13 Bankruptcy

Get Started Today

It is important to understand the difference between two of the most common forms of bankruptcy, Chapter 7 and Chapter 13. Let’s begin with Chapter 7. This type of bankruptcy is often referred to as “straight bankruptcy” or “liquidation.” It primarily involves discharging or eliminating, your unsecured debts.

The benefits of Chapter 7 bankruptcy include:

  • It provides the ability to wipe out unsecured debt, including credit card bills, utility bills, advances on paychecks, and personal signature loans
  • It allows individuals to obtain debt relief relatively quickly, sometimes in as little as three months
  • It allows the debtor to keep assets that qualify as “exempt”
  • It does not involve monthly payments made to a trustee

Chapter 13, on the other hand, involves restructuring one’s debts. Filers can consolidate their debt into a single monthly payment over a three to five-year period. After successfully completing the repayment plan, all remaining debts will be discharged.

Some of the advantages of filing for Chapter 13 include:

  • Repay your debts over a longer period
  • Be required to pay less than owed
  • Keep your assets as you repay your debts
  • Stop creditor harassment
  • Delay or avoid home foreclosure
  • Prevent repossession of your property

Client Testimonials

Hear It From the People We Have Helped
  • You will always hold a special place in my heart.

    “I only had the pleasure of working with this office for a couple short years. These were some of the hardest years of my life and they helped tremendously with easing some of my burdens. This office ...”

    - Kyle Gartman
  • Best office around!

    “If you have any questions any member is quick to get back to you and ensure you are taken care of. I went in with false pretenses of bankruptcy and they pointed me in the right direction, extremely ...”

  • Very Professional

    “They are very professional and always answered any questions that we had. would recommend this office for any help that you need. thanks again for everything”

    - Mary Neal
  • I cannot recommend them enough.

    “Very happy client. The attorneys and staff went above and beyond to help me resolve my issues. They were polite, understanding, and passionate about my case. They always had my interests in mind, ...”

    - Casey
  • I can’t say enough good things about this Firm.

    “They were able to help us to easily navigate the bankruptcy process, they were kind and knowledgeable, and treated us with dignity through a process that can be extremely distressing. John Newton is ...”

    - Helen Carlyle
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Schedule a Free At-Home Consultation

For your convenience we offer free consultations over the phone or by video. Contact us today.

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