Wage Garnishment Lawyers in Knoxville
Knowledgeable Bankruptcy Attorneys Serving East Tennessee
The concept of wage garnishment is one that often makes people disheartened and frustrated. When they have worked so hard in an economy that is already punishing them with low wages and hours, it is discouraging when creditors swallow up a person's hard-earned salary without them even seeing a penny. What is even worse is that this type of method of paying back debts is a long process that is hardly effective at helping you lose the chains of debt.
If you are a resident of Morristown, Knoxville, or Sevierville who happens to be faced with the threat of garnished wages, The Law Offices Of Mayer & Newton are ready to support you. Our determined wage garnishment attorneys in Knoxville can help you file for either Chapter 7 or Chapter 13 bankruptcy options. Through the safety net of bankruptcy, you can make your payments without the fear of creditors constantly hassling you to withhold wages.
Call us today at (865) 328-7993 so that our dependable attorneys can help you avoid the hardship of wage garnishment.
The Disadvantages of Wage Garnishment
When your creditor goes to the local court and requests to garnish your wages, several consequences result from this event. These consequences can have painful effects on your life and livelihood.
Some of the major disadvantages of wage garnishment include:
- You might be required to have up to 25% withheld from your earnings: Having a large chunk taken out of your income can threaten your ability to take care of other debts you must pay.
- Your boss or employer could force you to pay a fee for handling expenses: This results in an even greater loss of funds.
- Your employer cannot refuse the process of garnishment: If your employer does not have the garnishment paid on time in the full amount of the selected percentage, they will be forced to pay the whole sum of your debt, even if this happened for emergency reasons.
- Your employer could often begrudge the trouble of wage garnishment and fire you: Often, employers do not want to deal with the risk and hassle of garnishing your wages because it requires a lot of time and paperwork, in addition to the horrible burden hanging over them that they might have to pay your debt. As a result, many employers simply fire their employees, rather than bear the responsibility of wage garnishment.
Helping Clients in Knoxville Combat Wage Garnishment through Bankruptcy
There are definitely still options for you if you ever find yourself in the tough situation of having your wages garnished. One of the most effective methods of immediately stopping garnishment is through applying for Chapter 7 or Chapter 13 bankruptcy with our knowledgeable wage garnishment lawyers in Knoxville.
The moment that you turn in your application to be processed, any future or current event of garnishing (except for funds going toward child support) will be immediately cut off, so that you are not being slowly bled of your income. Additionally, all funds that had been taken away from you following your bankruptcy application date are required to be returned to you.
Board Certified Bankruptcy Attorneys
Our attorneys are among the most knowledgeable in East Tennessee and are Board Certified Bankruptcy attorneys.
$0 Down for Chapter 13
We charge zero legal fees to start a Chapter 13 case.
$0 Down for Chapter 7
We charge zero legal fees to retain our firm to represent you in a Chapter 7.
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We offer free consultations and take online payments for your convenience.
Over 50,000 Cases Filed
We have successfully filed over 50,000 cases in the Eastern District of Tennessee.
Caring & Effective
We have experienced attorneys and well-trained staff to ensure your case is handled effectively and with care.