Bankruptcy Attorney in Sevierville, TN

Board-Certified Bankruptcy Attorneys with Over 50,000 Cases Filed

The Law Offices Of Mayer & Newton has a physical office in Sevierville and focuses entirely on bankruptcy law. Richard Mayer and John Newton bring over 60 years of combined experience to every case, and because bankruptcy is the firm’s sole practice area, every resource we have is dedicated to helping individuals and businesses in Sevier County find a path through financial difficulty. Whether you’re dealing with mounting debt, wage garnishment, or the threat of foreclosure, the right time to get informed is before things get worse.

We offer free consultations at our Sevierville office, by phone, or by video. There’s no obligation, and we’ll assess your specific situation before recommending any course of action.

If you’re facing financial pressure in Sevierville or the surrounding area, call (865) 328-7993 to schedule your free consultation with our bankruptcy attorneys.

Why Sevierville Clients Choose Mayer & Newton

Board certification in bankruptcy law isn’t automatic. It requires passing a rigorous examination and demonstrating substantial, sustained experience. Both Richard Mayer and John Newton hold that certification. Together, they’ve filed over 50,000 cases in the Eastern District of Tennessee, a case volume reflected in the firm’s experience handling bankruptcy matters.

Former Trustee Experience

John Newton served as a Chapter 7 Trustee and administered 15,000 cases in that role. That background means he knows how trustees evaluate filings and prepares cases with that perspective in mind. He also served as debtor’s counsel on 200 Chapter 11 small business reorganization cases and has had six cases reach or be decided by the 6th Circuit Court of Appeals. Richard Mayer completed the Foreclosure Defense Boot Camp through Max Gardner’s training program. John Newton is a Max Gardner Bankruptcy Boot Camp graduate.

Staff with Inside Knowledge

Our paralegal team includes former employees of the Chapter 13 Trustee’s office, which means the people supporting your case understand the process from the inside. The firm is also a member of the Knoxville Bar Association and the American Bankruptcy Institute.

Chapter 7, Chapter 13, & Chapter 11 in Sevierville

We handle all three major bankruptcy chapters for individuals and businesses throughout Sevier County. The right chapter depends on your income, your assets, and what you’re trying to protect.

Chapter 7 Bankruptcy

Chapter 7 can eliminate most unsecured debts, including credit cards and medical bills. Eligibility depends on passing the bankruptcy means test, which compares your household income to the Tennessee median. We charge zero legal fees to retain our representation for a Chapter 7 case. Court filing fees and any required course fees are separate costs.

Chapter 13 Bankruptcy

Chapter 13 lets you restructure debt through a repayment plan lasting three to five years while keeping your assets. It can reduce car loan payments, allow you to repay past-due mortgage arrears over time, and can stop foreclosure. Unsecured debts not fully repaid by the end of the plan are typically discharged. We charge zero legal fees to start a Chapter 13 case. Court filing fees and course fees are not included in that figure.

Chapter 11 Bankruptcy

Chapter 11 is available to businesses seeking reorganization rather than liquidation. John Newton’s experience with complex Chapter 11 filings gives Sevierville business owners a direct resource in small business restructuring.

Sevier County bankruptcy cases are filed in the Northern Division of the U.S. Bankruptcy Court for the Eastern District of Tennessee, with proceedings held in Knoxville. We know this court well.

What Bankruptcy Can Stop Immediately

The moment a bankruptcy petition is filed, the automatic stay goes into effect. This federal protection can halt most collection actions before any court hearing takes place. For Sevier County residents facing urgent situations, that timing matters.

The automatic stay can stop:

• Wage garnishment currently deducting from your paycheck
• Vehicle repossession that is imminent or already initiated
• Home foreclosure proceedings, including scheduled sale dates
• Creditor harassment and collection calls
• Civil lawsuits filed by creditors seeking judgments

Creditors who violate the automatic stay can face court sanctions. We handle emergency bankruptcy filings for clients who need immediate protection and can’t wait for a standard timeline.

What to Expect When You Work with Us

Your first step is a free consultation at our Sevierville office, by phone, or by video. We’ll review your income, debts, assets, and goals to identify which chapter fits your situation, then build a strategy tailored to your circumstances.

Before filing, Tennessee requires completion of an approved credit counseling course. After filing, a debtor education course must be completed before a discharge can be granted. Our paralegal staff, which includes people who worked inside the Chapter 13 Trustee’s office, guides you through both requirements and supports you at every stage. Online payment is also available for your convenience.

Schedule Your Free Consultation at Our Sevierville Office

If debt, garnishment, foreclosure, or creditor pressure is affecting your life, you don’t need a firm that treats Sevierville as a secondary market. You need attorneys who are here, who know this court, and who have handled this type of case tens of thousands of times. Bankruptcy is all we do, and we’re ready to evaluate your options at no cost to you.

Call (865) 328-7993 to speak with a bankruptcy attorney in Sevierville, TN, or reach out online to schedule your free consultation today.